Rent To Own

While we're here to help you purchase or find a home to rent, you may also want to consider renting a home with an "option to purchase". With our Rent-To-Own Program, a portion of your monthly rent would apply towards your purchase price or down payment.

Here's how it works. We represent many individuals/investors that build investment homes with the intention of renting them. An investor will purchase land and contract a builder to build the home. The investor provides a down payment, obtains a construction loan and secures a mortgage upon the homes completion. All loan fees, interest, property insurance (excluding renters insurance) and mortgage payments are paid by the investor.

Then, an investor may elect to offer a tenant an option to number of our Rent-Topurchase the home within the term of the rental agreement. You are never obligated to purchase the home, however, the investor would be obligated to sell you the home at a predetermined price. The sale price is known and agreed to prior to signing your rental agreement. It's essentially that simple!

Why should you consider an "option to purchase"? It's almost certain property values will continue to rise dramatically as the Mississippi coastal region rebuilds. In 2006, we have seen property values appreciate 15.6%. We expect local casino expansion, combined with many other proposed development projects, to continue to have an effect on property appreciation. Think of our rent-to-own program as a terrific opportunity to secure a purchase price in today's market.

From the Tenants perspective, they could find themselves in a future position to purchase their home below market value. And, more importantly, perhaps do so at a price they could more likely afford.

From the Investors point of view, should the tenant option to purchase, they would be assured a fair and reasonable return on their investment.